Financialfootprint Launches Financial Education Services for Young Adults

East Stroudsburg, PA 27, 2010 Clients connect online with their very own expert in personal finance via audio, video or text chat and over-the-phone.

financialfootprint, LLC announced today the public launch of their online-based service for personal finance education. Designed specifically for young adults, financialfootprint provides education and guidance about personal finance issues ranging from student loan options to credit card basics. Using real-time online interaction, young adults are paired with a personal finance expert of their choice to answer financial questions and guide them towards financial solutions. financialfootprint is now available for individual use through their website and through relationships financialfootprint establishes with academic partners.

With more young adults facing the realities of a difficult economy, financialfootprint believes the need for quality financial education is higher than ever.

“There is a real desire for financial education among young adults," says co-founder Dave Kittredge. A parent of two college-aged children and former senior executive at Lincoln Financial Group, Kittredge co-founded financialfootprint with David Ng in 2009 to provide a much-needed service to a group often overlooked by the financial industry.

Kittredge comments, "Our research showed that of the 320 young adults surveyed, nearly 75% stated that they would pay for professional support to help them plan for their financial future. There are not many places they can go to receive support to help them plan for their financial future. We think a service like ours gives college students and young working adults the knowledge base and confidence to make sound financial decisions on their own.

According to Western Union’s 2010 Money Mindset Index Survey, more than one third of young adults say that their financial situation has worsened in the last six months. The 2010 Harris Interactive Survey states that 43% of young adults strongly agreed that they could benefit from advice and answers to everyday financial questions from a professional.

To address these growing concerns and increase financial literacy among their students, Bentley University (Waltham, MA) and Misericordia University (Dallas, PA) are the first colleges to take advantage of financialfootprint’s services. Their partnerships expand student financial education beyond the traditional classroom and seminar setting, integrating personalized help with current technology to provide students with multiple avenues for learning. Students can meet with financialfootprint’s Personal Finance Guides via phone or video chat to discuss their finances, but they can also use any of financialfootprint’s learning tools, from budgeting apps to stop-motion videos. financialfootprint is working with universities to tailor this service to the needs of their students via: freshman first year programs, support for seniors, offerings for student athletes and young alumni engagement.

“With financialfootprint, we continuously strive to build an education and guidance model that’s affordable, personalized and, most importantly, honest in its intent and approach,said co-founder Dave Ng. Ng, himself a young adult, entered the financial services world after college and quickly realized the difficulty in seeking financial help without being pitched a financial product. For Ng, an important aspect of financialfootprint’s business model is the fact that the company will not sell or promote any specific financial product.

“When it comes to financial help and management, nothing beats talking to an expert,said Ng, “By removing the aspects of product sales and commissions from a traditional financial advisory model, we are creating a new type of education service that we think will provide tremendous value to young adults.

financialfootprint offers personal financial solutions and education tailored for young adults via a one-on-one guidance service. Using video chat, online chat, phone, and other media, a professionally trained Personal Finance Guide meets with clients on an individual basis, working around their schedules to offer quality and personalized financial guidance. More information is available at http://www.financialfootprint.com, or please contact David Ng at 570.422.7979 or David(dot)Ng(at)financialfootprint(dot)com.

Free Personal Finance Program

Los Angeles, CA 14, 2008 dash Media Networks announced today its website The Money Books.com (http://www.themoneybooks.com) will offer a free downloadable personal finance program for a limited time. Users will need to join The Money Books mailing list to get access to the program. Links To Your Financial Future provides valuable internet links to a variety of important financial topics in the categories of Investment and Planning, Credit and Retirement.

According to a dash Media Networks spokesman, "This type of personal finance program is particularly important this time of year when everyone is concerned about the IRS and their taxes. The Money Books.com site is all about helping people increase their personal wealth and financial well being and this program provides an avenue for greater financial knowledge."

For dash Media Networks, the move is part of an effort to increase its interaction with the users of The Money Books.com. By encouraging users to sign up for its mailing list the site can service the needs of the community more efficiently as well as provide important information to the most motivated users. Mailing list subscribers will receive targeted content in a variety of areas such as mortgage finance, insurance, and entrepreneurial wealth building.

About dash Media Networks:
dash Media Networks is a collection of broad and niche oriented e-commerce and social networking outlets focused on products and communities in the range of technology, consumer electronics and other high growth potential sectors.

Ipiya, Inc.&194;’s FinanceVisor Web Site Helps Online Investors Identify and Analyze Real-Time Trading Opportunities

3, 2009 FinanceVisor&194;’s real-time stock screener helps investors to identify trading opportunities throughout the market day. FinanceVisor can be found on the Internet at http://www.financevisor.com.

&194;“There are a lot of financial websites out there on the Internet, but none offers the tools and information necessary to efficiently identify and analyze stock trends,&194;” said Rubik Lee, Ipiya, Inc.&194;‘s Chief Executive Officer. &194;“We&194;’ve designed FinanceVisor to help investors with their stock selection process. Our site is useful for absolute beginners or a seasoned investors, everyone will find something useful there.&194;”

Technology

Ipiya chose to develop the FinanceVisor web site using Microsoft&194;’s .Net Framework because &194;“it is easy to integrate our existing technology&194;” said Frank Zhou, Ipiya, Inc.&194;’s Chief Technology Officer. &194;“The combination of using Intel Xeon processors and Microsoft&194;’s Server software will help us scale to our growing subscriber base.&194;”

Key Site Features

Real-time stock screens - FinanceVisor&194;’s powerful screening software tracks thousands of stocks in real-time to uncover intraday opportunities. Over 100 pre-defined stock screens are available, covering a broad range of trades. Users can personalize stock screens using the Company&194;’s easy to use screener.

Advance Tools &194;– FinanceVisor has a complete set of advance tools to help investors analyze and manage their portfolios such as the streaming watch list, interactive charts, comparison charts, price alert, news alerts, and trade manager.

In-depth Research &194;– FinanceVisor has company profiles, key statistics, competitor comparisons, analyst opinions, analyst estimates, major company stock holders, insider transactions, insider roster, company&194;’s income statement, company&194;’s balance sheet, and company&194;’s cash flow all at the user&194;’s finger tips for in-depth research requirements.

Member&194;’s Recommendations - A quick glance on the web site&194;’s member&194;’s recommendation page allows users to see the latest stock recommendations from subscribing members. Learn how other members are picking their stocks with complete statistics to show how they are performing.

Investment Community - Upon becoming a member, users can refer friends to join his or her personal network and share stock recommendations, investment tips, and expand social peripherals. Users can communicate with one another using the web site&194;’s email system, instant messenger, and chat rooms.

About Ipiya, Inc.

Ipiya, Inc. is a privately held California corporation incorporated in June of 2000. Ipiya, Inc. provides real time financial software solutions, and owns and operates the FinanceVisor web site, a financial advisory web site and investment community.

Bay Area Start-up Launches Website to Help Couples Create Wedding Budget and Savings Plan for their Dream Wedding

San Francisco, CA 07, 2011 Today, myTafi.com announced the release of Wedding Wallet, the first financial planning tool targeted specifically for couples to help with their wedding planning.

With the average cost of an American wedding at about $30,000 (source: Bridal Association of America), the cost of a wedding is the biggest one time expenditure most people make in their lives. In a survey conducted by myTafi.com, 75% of respondents felt a compelling need for financial planning to save for their wedding. This reflected both an increased awareness for financial planning during an economic downturn and a heightened awareness around the rising cost of weddings.

There are many resources available that help couples organize their dream wedding, myTafi’s Wedding Wallet will provide wedding budgeting and financial planning help so a dream wedding does not turn into a financial nightmare.

Wedding Wallet assesses the couple’s current and future financial health by automatically pulling the data from their financial institutions and analyzes the affordability of their wedding expenses. It guides couples to create a wedding budget and takes them through the financial planning process. This process helps them adjust their household budget and other financial goals so they can save enough for their wedding. Wedding Wallet also identifies financing options that are within the couplesmeans. It lets couples see the overall impact of the wedding on their financial future and provides them the guidance to make a post marriage plan that can bring their financial goals on track.

ABOUT myTafi.com

myTafi.com is a bay area start-up. Its mission is to use innovative technological solutions to help individuals make financial decisions which lead to prosperous lives. Until mytafi.com, personal financial management applications focused only on the bank accounts. While this makes for good bookkeeping and expense tracking, it reveals very little about overall financial health. That's why myTAFI focused on flow of money, analyzing from a personal profit and loss standpoint leading to customized financial advice that accommodates priorities, tax implications and anticipated changes in life such as loss of income, having a baby and purchasing a home.

For more information: http://www.mytafi.com/weddingwallet.htm
Contact: info(at)mytafi(dot)com
Phone: 415-215-5300

College Students Educate Teens about Their Personal Finances

ANN ARBOR, MI 24, 2009 Who said investing was just for adults Certainly not a group of University of Michigan students who have committed the last two months of their time to redesigning TeenAnalyst.com, a website for young investors and entrepreneurs.

The website was originally founded by Chris Stallman, now a junior majoring in business at the University of Michigan, almost five years ago. After a few years with the same layout and articles, the website was growing increasingly stagnant. It was in February when Stallman enlisted the help of a number of his fellow business student friends to "revive" the website. The new members helped out by using their business education to write about topics ranging from running a small business to evaluating which stocks to buy.

"Looking around, it&39;s scary to see friends of mine with $5,000 in credit card debts and student loans in excess of $75,000. We&39;re using TeenAnalyst as our medium to reach out to students while they&39;re still young enough to establish good personal finance habits," says Stallman.

The newly-relaunched website now boasts an array of features for its readers, including:

More than 130 articles - The website features articles on such topics as investing, paying for college, starting a small business, finding a job, and managing your credit.

The Young30 Stock Index - This unique feature is a model stock index consisting of 30 stocks of companies young investors would know about, such as Abercrombie & Fitch and Walgreens.

An Investing Glossary - The glossary features over 150 investing terms that young investors should know.

The website doesn&39;t have millions of dollars and glamorous offices. In fact, Chris Stallman runs the website out of his University of Michigan dorm and his home in Momence, Illinois. Even so, the website already boasts a readership of over 10,000. "This is just the beginning;" adds Stallman, "hopefully in 2010, you&39;ll see the first in a series of TeenAnalyst books."

Rentalo.com Guarantees Worry Free Lodging

Miami, FL January 23, 2009

While just about everyone now knows that renting an apartment or villa for a vacation--or even a business trip--is a better deal than renting a hotel room, some travelers are still leery about committing themselves to the unknown. What if something goes wrong with the booking, they think. To allow travelers to book an apartment or villa with full confidence, Rentalo.com now says, "We&39;ve got you covered."

Rentalo.com, the leading online vacation rental directory, has banished any fears with their new "Worry Free" Lodging Guarantee. While vacation rental owners and managers are usually honest and friendly people to do business with, surprises can occur and things may not go as planned. With Rentalo&39;s new "Worry Free" Lodging Guarantee, however, travelers no longer have to worry. The free guarantee provides up to $5,000 of payment protection.

In order to be eligible, travelers must register their reservation before paying the booking fee for the vacation rental by either credit card or PayPal. If the vacation rental property doesn&39;t exist, or if the renter is wrongfully denied access to the property, Rentalo will refund the reservation payment up to $5,000.

"Rentalo is among the few vacation rental directories and hotel reservation sites offering such a guarantee," says president Alfredo Purri&241;os. Its inventory of some 200,000 properties in the U.S., Caribbean, Mexico, Europe, Canada and around the world includes hotels, inns, lodges and bed and breakfasts in addition to vacation rental villas, condos and apartments.

To book a money-saving vacation rental and learn all about the "Worry Free" Lodging Guarantee, log onto http://rentalo.com

Over Eighty Percent of Banks in the United Kingdom Plan to Improve Pricing Practices in the Next Year

London, United Kingdom and San Bruno, CA, USA 31, 2007 Nomis Solutions, the leader in Profit-based Pricing for banking and finance, announced today the results of BenchMark Consulting International&39;s study of the pricing practices of the United Kingdom&39;s personal lending market. The survey, sponsored by Nomis Solutions and available immediately at http://www.nomissolutions.com, illustrates the paradigm shift taking place in the pricing groups of the leading financial services organizations. Results indicate that more than half of the participants are engaged in evaluating and adopting price optimisation technology.

This is the fourth in a series of BenchMark Pricing Practices surveys that are designed to reveal the current pricing practices of leading institutions in various lines of business, such as mortgages, motor finance, and personal lending. The latest survey focused on the personal lending market in the United Kingdom. Consistent with the other studies, the majority of U.K. institutions believe there is significant room for improvement within their current pricing practices and are taking steps to improve them over the next year. Specific results include:

86% of respondents plan to improve pricing in the next year,

71% are focused on increasing margins,

43% indicated that increasing margins was their greatest challenge, and

51% are evaluating price optimisation technology.

BenchMark surveyed banks that manage and control approximately 75% of the total loans in the United Kingdom, and approximately 60% of personal loans. Interviewees included direct principals involved in pricing and those who had management responsibility for setting prices for their respected institutions&39; personal lending products. A product manager at one leading bank exclaimed, "Using pricing optimisation technology is about as exciting as pricing gets and we&39;re thrilled to be working on this innovative new approach that is more customer-centric than our existing approach."

Peter Jobst, Managing Director, BenchMark Consulting International Europe stated, "We were very pleased with the results of this survey because it validates that the U.K. market recognises the integral role of price optimisation in achieving their objectives and is as engaged as the U.S. and Canadian market in adopting this type of technology. We weren&39;t surprised to see that many banks are struggling to grow profits organically and that they are investing in pricing optimisation solutions to help achieve their goals."

Powered by price optimisation technology, Profit-based Pricing is an innovative approach that enables executives to strategically use pricing to increase profits and market share. The award-winning Nomis Price OptimiserTM is a business solution that combines pricing analytics, optimisation, and execution into a comprehensive pricing strategy and process. The Nomis Price Optimiser has been successfully implemented by leading banks and finance companies and is generating significant financial improvements. For example, in one instance, Nomis Price Optimiser provided a 15% increase in profits and 13% increase in market share. In another case it delivered a 22% increase in market share, and 4% increase in profits.

"The study of U.K. pricing practices validates the continued interest in and market adoption of Profit-based Pricing approaches," said Lawrence Whittle, Managing Director and Vice President of International at Nomis Solutions. "Our first Profit-based Pricing customer was U.K.-based and was able to significantly improve its profits. Today, all of our customers are focused on managing profit and volume increases with an optimized pricing strategy. It has been very exciting to work with U.K. bank executives that embrace innovation and desire to continually improve processes and their business results."

For those interested in learning more about Profit-based Pricing, Nomis Solutions recently announced they will be hosting the 2nd Annual Profit-Based Pricing Forum, taking place September 26-27 at the Macdonald Frimley Hall Hotel & Spa in Camberley, Surrey, U.K. The exclusive invitation-only event will assemble the top pricing, product management, and profitability executives from the world&39;s leading banks and finance companies. For more information, visit http://www.nomissolutions.com/pbpforum/index.html

About BenchMark Consulting International
BenchMark Consulting International has specialized in improving the financial services industry since 1988. The company is a management consulting firm that improves the profitability of its financial services clients through the delivery of management decision making information and change management services to realize the benefits of business process changes. BenchMark Consulting International&39;s expertise is in the designing, managing and measuring of operational processes.

The firm has worked with 39 of the top 50 (in asset size) commercial banks, all 14 automobile captive finance corporations, several of the largest consumer finance corporations and many regional banks throughout the United States. Internationally, BenchMark Consulting International has worked with the five largest Canadian commercial banks, more than 40 European organizations in 16 different countries, in addition to financial institutions in Latin America, Asia and Australia.

The company is a wholly owned subsidiary of Fidelity National Information Services, Inc. BenchMark has dual headquarters in Atlanta, GA and Munich, Germany. For more information please go to http://www.benchmarkinternational.com.

About Nomis Solutions
Nomis Solutions is the recognized leader in Profit-based Pricing for banking and finance. Powered by price optimisation technology, Profit-based Pricing is an innovative approach that enables executives to strategically use pricing to increase profits and market share. The award-winning Nomis Price Optimiser is a suite of business solutions that combine pricing analytics, optimisation, and execution into a comprehensive pricing strategy and process.

The suite includes specific solutions for Motor finance, mortgage, home equity lending, personal lending, and deposits. Each solution delivers benefits within 12 weeks, increases profits by 10-20%, and provides valuable insights about customers and portfolio performance within a strong compliance framework. Select customers include AmeriCredit, Ford Motor Credit, GE Consumer Finance, HBoS, and WaMu. Headquartered in San Bruno, USA Nomis Solutions with the European head office in London, United Kingdom. Visit http://www.nomissolutions.com or contact us at info@nomissolutions.com or +44 1530 812428.

Nomis Solutions and Nomis Price Optimiser Suite are trademarks or registered trademarks of Nomis Solutions, in the United States and in other countries. Other product and company names herein may be the trademarks of their respective owners.